Many homebuyers have asked, "What the heck is the difference?" Let's quickly break it down.

Getting prequalified for a mortgage loan is a rough estimate of how much you can afford in terms of a loan. It's quick and it gives you a ballpark idea of a price range, but it does not guarantee you a loan or specific loan amount.

On the other hand, getting pre-approved takes your credit, employment, and other important information into account. A preapproval from a mortgage lender is an actual written commitment that says they will finance your loan up to a certain amount.

I've always thought the terms were a little confusing, considering how similar they are. No matter what, if you're looking for a new home, getting prequalified and preapproved is an excellent first step when it comes to looking at properties.

I can help with any other questions that may come up. Send me a message jesse@yourfloridafriend.com and I will be happy to help.

Below are the newest local listings to browse.

Averages based on current search criteria as of 10/03/2022 6:28 AM
Class Total Number Price Beds Baths Age
Residential5530$918,8633.12.331.3

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Displaying results 1-9 of 5530
13 Photos 3939 N 13th Avenue Saint Petersburg, FL 33713

3939 N 13th Avenue
Saint Petersburg, FL 33713
Corsons Sub
Residential

MLS# T3405652 / Active
3 Beds, 1.00 Total Baths, 1 Full Bath, n/a Sqft
Area: 33713 - St Pete, Subdivision: Corsons Sub

Beautiful new renovation. New roof, new a/c, new floors, new hot water heater, new kitchen, new bathroom, new landscaping, newly painted inside and... 

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$425,000
Provided courtesy of LISTINGLY.COM
8 Photos 5817 W 2nd Avenue Bradenton, FL 34209

5817 W 2nd Avenue
Bradenton, FL 34209
Meadowgreen Sub
Residential

MLS# A4549022 / Active
3 Beds, 2.00 Total Baths, 2 Full Bath, 2128 Sqft
Area: 34209 - Bradenton/palma Sola, Subdivision: Meadowgreen Sub

Professional photos coming soon. Amazing opportunity to own a 3 bedroom, 2 bath, 2 car garage, pool home in West Bradenton... in a non HOA communit... 

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$550,000
Provided courtesy of KELLER WILLIAMS ON THE WATER
12 Photos 702 Whitfield Avenue Sarasota, FL 34243

702 Whitfield Avenue
Sarasota, FL 34243
Whitfield Country Club Estates 1
Residential

MLS# A4548940 / Active
3 Beds, 3.00 Total Baths, 2 Full Bath, 1 Half Bath, n/a Sqft
Area: 34243 - Sarasota, Subdivision: Whitfield Country Club Estates 1

View and submit an offer on this corner-lot, 1950's ""model\ home."" It is a rare find in Whitfield Estates, a master planned community located per... 

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$428,400
Provided courtesy of KEYS REALTY REDEFINED LLC
1 Photos 4720 S Dr Martin Luther King Jr Saint Petersburg, FL 33705

4720 S Dr Martin Luther King Jr
Saint Petersburg, FL 33705
Lake Maggiore Park Rev
Residential

MLS# U8177914 / Active
2 Beds, 2.00 Total Baths, 2 Full Bath, 1946 Sqft
Area: 33705 - St Pete, Subdivision: Lake Maggiore Park Rev

A short commute to downtown, and close to everything! Come see this beautiful 2 bedroom, 2 bathroom home with an attached 1 car garage. This solid ... 

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$330,000
Provided courtesy of EZ CHOICE REALTY
65 Photos 5942 S Anchorage Way Saint Petersburg, FL 33712

5942 S Anchorage Way
Saint Petersburg, FL 33712
Cove At Loggerhead Marina
Residential

MLS# U8177949 / Active
3 Beds, 3.00 Total Baths, 2 Full Bath, 1 Half Bath, 1970 Sqft
Area: 33712 - St Pete, Subdivision: Cove At Loggerhead Marina

HIGHLY desirable end unit located in The Cove at Loggerhead Marina. If you love boating, the beach, or just enjoy being in a location that is conve... 

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$729,900
Provided courtesy of CHARLES RUTENBERG REALTY INC
71 Photos 1120 NE Shore Drive UNIT #405 Saint Petersburg, FL 33701

1120 NE Shore Drive UNIT #405
Saint Petersburg, FL 33701
North Shore Normandy Condo
Residential

MLS# U8177941 / Active
1 Beds, 2.00 Total Baths, 1 Full Bath, 1 Half Bath, 950 Sqft
Area: 33701 - St Pete, Subdivision: North Shore Normandy Condo

New on the Market!! Live in paradise! Welcome to The Normandy. This TOTALLY RENOVATED! WATERFRONT EAST/SOUTH FACING, GAZING OUT TO TAMPA BAY! This ... 

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$400,000
Provided courtesy of MELODY STANG REALTY INC
98 Photos 1238 Riverscape Street UNIT #1238 Bradenton, FL 34208

1238 Riverscape Street UNIT #1238
Bradenton, FL 34208
Riverside At Tidewater Preserve
Residential

MLS# A4548998 / Active
3 Beds, 2.00 Total Baths, 2 Full Bath, 2590 Sqft
Area: 34208 - Bradenton/braden River, Subdivision: Riverside At Tidewater Preserve

Dramatic River views paired with the Ultimate in fine Florida living and unrivaled freedom, call Tidewater Preserve home! Ownership here offers mai... 

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$699,000
Provided courtesy of WAGNER REALTY
50 Photos 2221 Outer Drive Sarasota, FL 34231

2221 Outer Drive
Sarasota, FL 34231
Las Lomas de Sarasota
Residential

MLS# A4549010 / Active
3 Beds, 2.00 Total Baths, 2 Full Bath, 2319 Sqft
Area: 34231 - Sarasota/gulf Gate Branch, Subdivision: Las Lomas de Sarasota

Absolutely amazing move in ready 3-bedroom 2 bathroom Plus Bonus Room for the perfect Office Space or 4th Bedroom. Dining Room office space present... 

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$569,000
Provided courtesy of MARKANGEL REALTY
32 Photos 6372 S Palma Del Mar Boulevard UNIT #405 Saint Petersburg, FL 33715

6372 S Palma Del Mar Boulevard UNIT #405
Saint Petersburg, FL 33715
Palma Del Mar V
Residential

MLS# T3404636 / Active
2 Beds, 2.00 Total Baths, 2 Full Bath, n/a Sqft
Area: 33715 - St Pete/tierra Verde, Subdivision: Palma Del Mar V

Welcome to this beautiful 2 bed 2 bath condo in sought after Palma Del Mar. Palma is located on stunning Isla del Sol and is minutes away from the ... 

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$459,000
Provided courtesy of 1 PERCENT LISTS SUNCOAST

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MLS IDX data last updated on 10-03-2022 2:03 AM EST.