Many homebuyers have asked, "What the heck is the difference?" Let's quickly break it down.
Getting prequalified for a mortgage loan is a rough estimate of how much you can afford in terms of a loan. It's quick and it gives you a ballpark idea of a price range, but it does not guarantee you a loan or specific loan amount.
On the other hand, getting pre-approved takes your credit, employment, and other important information into account. A preapproval from a mortgage lender is an actual written commitment that says they will finance your loan up to a certain amount.
I've always thought the terms were a little confusing, considering how similar they are. No matter what, if you're looking for a new home, getting prequalified and preapproved is an excellent first step when it comes to looking at properties.
I can help with any other questions that may come up. Send me a message jesse@yourfloridafriend.com and I will be happy to help.
Below are the newest local listings to browse.
| Class | Total Number | Price | Beds | Baths | Age |
|---|---|---|---|---|---|
| Residential | 3247 | $1,217,101 | 3.1 | 2.4 | 32.4 |
Click Save Search below for new listings by email when listed.
If you would like to sell your property, it is a great time. Our market is hot.
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1872 NE New Hampshire
Saint Petersburg, FL 33703
Shoreacres Center
Residential
MLS# U8163423 / Active
Totally renovated three bedroom, two bath home in Northeast St Petersburg.Features include a brand new kitchen with solid wood cabinetry, stainless...
2380 Duke Lane
Port Charlotte, FL 33952
Port Charlotte Sec 018
Residential
MLS# C7461071 / Active
Wonderful home as the sellers will be putting on a new roof! This home has so many extras besides getting a new roof. All-new hurricane resista...
271 White Marsh
Rotonda, FL 33947
Rotonda West White Marsh
Residential
MLS# D6125679 / Active
This 3/2/2 home located in the White Marsh section of the deed restricted golfing community of Rotonda West which boasts 5 golfcourses on which to ...
1751 Waltrip Street
North Port, FL 34287
Port Charlotte Sub 36
Residential
MLS# A4536217 / Active
In the current market, this golden opportunity is sure to go fast so dont wait! Located in North Port just 30 minutes to Venice Beach and convenie...
4583 Baycedar Lane
Sarasota, FL 34241
Country Creek
Residential
MLS# N6121422 / Active
Custom Mizner-inspired Mediterranean home set on +/- 1.27 acre wooded homesite with circular drive and extra parking. The custom arched Mahogany d...
331 Rio Terra
Venice, FL 34285
Bellagio On Venice Island
Residential
MLS# A4535824 / Active
Beautiful and bright home awaits in Bellagio on Venice Island! The double front door entry opens to a private courtyard where you can relax and enj...
9641 Castle Point Drive UNIT #1214
Sarasota, FL 34238
Stoneybrook Fairway Verandas 2
Residential
MLS# A4535262 / Active
GROUND FLOOR, TWO BEDROOMS, TWO BATHS, DEN, GLASSED-IN LANAI, GOLF VIEW, This spacious condominium was once a Stoneybrook model, therefore, has man...
8297 Strasse Boulevard
Punta Gorda, FL 33982
Charlotte Ranchettes Tr 498
Residential
MLS# O6027685 / Active
Under Construction. New Construction. KeyWest style Villa will be sure to charm you with high end finishes throughout. Light Shaker kitchen cabinet...
4606 Chaplin Terrace
North Port, FL 34286
Port Charlotte Sub 02
Residential
MLS# A4535944 / Active
Your new home in Paradise awaits! Located in the heart of North Port, you will find this Walker Custom pool home that is a rare find! Situated on a...
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MLS IDX data last updated on 05-21-2022 7:25 PM EST.