Many homebuyers have asked, "What the heck is the difference?" Let's quickly break it down.
Getting prequalified for a mortgage loan is a rough estimate of how much you can afford in terms of a loan. It's quick and it gives you a ballpark idea of a price range, but it does not guarantee you a loan or specific loan amount.
On the other hand, getting pre-approved takes your credit, employment, and other important information into account. A preapproval from a mortgage lender is an actual written commitment that says they will finance your loan up to a certain amount.
I've always thought the terms were a little confusing, considering how similar they are. No matter what, if you're looking for a new home, getting prequalified and preapproved is an excellent first step when it comes to looking at properties.
I can help with any other questions that may come up. Send me a message jesse@yourfloridafriend.com and I will be happy to help.
Below are the newest local listings to browse.
| Class | Total Number | Price | Beds | Baths | Age |
|---|---|---|---|---|---|
| Residential | 6354 | $1,007,145 | 3.1 | 2.3 | 27.4 |
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3730 Cadbury Circle
Venice, FL 34293
Woodmere At Jacaranda
Residential
MLS# N6124920 / Active
Beautifully renovated spacious condo located in Woodmere at Jacaranda Trace, in the Whittier Manor Building, beckons. The residence is maintenance ...
10115 Kingfisher Road
Bradenton, FL 34209
Flamingo Cay First Unit
Residential
MLS# A4559127 / Active
This is it! Come see this incredible deepwater canalfront home. Everythings is updated and new in this open split plan beauty, 2 ensuite bedrooms,...
2141 Inner Cass Circle
Sarasota, FL 34231
Siesta Heights
Residential
MLS# A4558572 / Active
Welcome to Siesta Heights only minutes away from Siesta Key beach, Gulf Gate attractions and needed conveniences. As you enter the home you will en...
306 Lansbrook Drive
Venice, FL 34292
Venice Golf & Cntry Club
Residential
MLS# N6124913 / Active
Look no further. Meticulously maintained custom built three bedroom, three bath, two-car garage courtyard pool home offered with a full golf member...
4320 Falmouth Drive
Longboat Key, FL 34228
Longboat Harbour
Residential
MLS# A4558803 / Active
Totally updated 2/2 1072sf condo, with extended views to the Bay and along the wide-entry waters into this popular community, whose range of amenit...
222 Caddy Road
Rotonda, FL 33947
Rotonda West Oakland Hills
Residential
MLS# C7470580 / Active
Newly remodeled 3 bed 2 bath Florida home in Rotunda West's Oakland Hills. This home is situated on the golf course which creates a peaceful and p...
978 Bay Vista Boulevard
Englewood, FL 34223
Bay Vista Blvd
Residential
MLS# D6128831 / Active
Location is everything. This beautiful move in ready home is located in the highly sought after deed restricted community of Bay Vista. This two-be...
11136 Devonbridge Drive
Palmetto, FL 34221
Esplanade At Artisan Lakes
Residential
MLS# A4559133 / Active
Under Construction. MLS#A4559133 REPRESENTATIVE PHOTOS ADDED. June Completion! The main living area, open and airy, is the indoor hub of this spaci...
1716 Stapleton Street
Sarasota, FL 34239
Granada Park
Residential
MLS# A4558492 / Active
Attention all homebuyers - homes rarely become available on Granada! Get ready to fall in love with this stunning property in this sought after ne...
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