Many homebuyers have asked, "What the heck is the difference?" Let's quickly break it down.

Getting prequalified for a mortgage loan is a rough estimate of how much you can afford in terms of a loan. It's quick and it gives you a ballpark idea of a price range, but it does not guarantee you a loan or specific loan amount.

On the other hand, getting pre-approved takes your credit, employment, and other important information into account. A preapproval from a mortgage lender is an actual written commitment that says they will finance your loan up to a certain amount.

I've always thought the terms were a little confusing, considering how similar they are. No matter what, if you're looking for a new home, getting prequalified and preapproved is an excellent first step when it comes to looking at properties.

I can help with any other questions that may come up. Send me a message jesse@yourfloridafriend.com and I will be happy to help.

Below are the newest local listings to browse.

Averages based on current search criteria as of 05/21/2022 11:31 PM
Class Total Number Price Beds Baths Age
Residential3247$1,217,1013.12.432.4

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Displaying results 1-9 of 3247
21 Photos 1872 NE New Hampshire Saint Petersburg, FL 33703

1872 NE New Hampshire
Saint Petersburg, FL 33703
Shoreacres Center
Residential

MLS# U8163423 / Active
3 Beds, 2.00 Total Baths, 2 Full Bath, n/a Sqft
Area: 33703 - St Pete, Subdivision: Shoreacres Center

Totally renovated three bedroom, two bath home in Northeast St Petersburg.Features include a brand new kitchen with solid wood cabinetry, stainless... 

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$570,000
Provided courtesy of KELLER WILLIAMS ST PETE REALTY
35 Photos 2380 Duke Lane Port Charlotte, FL 33952

2380 Duke Lane
Port Charlotte, FL 33952
Port Charlotte Sec 018
Residential

MLS# C7461071 / Active
2 Beds, 2.00 Total Baths, 2 Full Bath, n/a Sqft
Area: 33952 - Port Charlotte, Subdivision: Port Charlotte Sec 018

Wonderful home as the sellers will be putting on a new roof! This home has so many extras besides getting a new roof. All-new hurricane resista... 

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$310,000
Provided courtesy of GULF COAST REALTY INT'L
33 Photos 271 White Marsh Rotonda, FL 33947

271 White Marsh
Rotonda, FL 33947
Rotonda West White Marsh
Residential

MLS# D6125679 / Active
3 Beds, 2.00 Total Baths, 2 Full Bath, n/a Sqft
Area: 33947 - Rotonda West, Subdivision: Rotonda West White Marsh

This 3/2/2 home located in the White Marsh section of the deed restricted golfing community of Rotonda West which boasts 5 golfcourses on which to ... 

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$425,000
Provided courtesy of COLDWELL BANKER SUNSTAR REALTY
36 Photos 1751 Waltrip Street North Port, FL 34287

1751 Waltrip Street
North Port, FL 34287
Port Charlotte Sub 36
Residential

MLS# A4536217 / Active
3 Beds, 2.00 Total Baths, 2 Full Bath, n/a Sqft
Area: 34287 - North Port/venice, Subdivision: Port Charlotte Sub 36

In the current market, this golden opportunity is sure to go fast so dont wait! Located in North Port just 30 minutes to Venice Beach and convenie... 

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$469,000
Provided courtesy of COLDWELL BANKER REALTY
74 Photos 4583 Baycedar Lane Sarasota, FL 34241

4583 Baycedar Lane
Sarasota, FL 34241
Country Creek
Residential

MLS# N6121422 / Active
3 Beds, 4.00 Total Baths, 4 Full Bath, 4622 Sqft
Area: 34241 - Sarasota, Subdivision: Country Creek

Custom Mizner-inspired Mediterranean home set on +/- 1.27 acre wooded homesite with circular drive and extra parking. The custom arched Mahogany d... 

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$1,200,000
Provided courtesy of KELLER WILLIAMS ON THE WATER
47 Photos 331 Rio Terra Venice, FL 34285

331 Rio Terra
Venice, FL 34285
Bellagio On Venice Island
Residential

MLS# A4535824 / Active
3 Beds, 3.00 Total Baths, 3 Full Bath, 2896 Sqft
Area: 34285 - Venice, Subdivision: Bellagio On Venice Island

Beautiful and bright home awaits in Bellagio on Venice Island! The double front door entry opens to a private courtyard where you can relax and enj... 

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$675,000
Provided courtesy of KELLER WILLIAMS REALTY SELECT
1 Photos 9641 Castle Point Drive UNIT #1214 Sarasota, FL 34238

9641 Castle Point Drive UNIT #1214
Sarasota, FL 34238
Stoneybrook Fairway Verandas 2
Residential

MLS# A4535262 / Active
2 Beds, 2.00 Total Baths, 2 Full Bath, 1686 Sqft
Area: 34238 - Sarasota/sarasota Square, Subdivision: Stoneybrook Fairway Verandas 2

GROUND FLOOR, TWO BEDROOMS, TWO BATHS, DEN, GLASSED-IN LANAI, GOLF VIEW, This spacious condominium was once a Stoneybrook model, therefore, has man... 

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$385,000
Provided courtesy of BERKSHIRE HATHAWAY HOMESERVICE
2 Photos 8297 Strasse Boulevard Punta Gorda, FL 33982

8297 Strasse Boulevard
Punta Gorda, FL 33982
Charlotte Ranchettes Tr 498
Residential

MLS# O6027685 / Active
3 Beds, 2.00 Total Baths, 2 Full Bath, n/a Sqft
Area: 33982 - Punta Gorda, Subdivision: Charlotte Ranchettes Tr 498

Under Construction. New Construction. KeyWest style Villa will be sure to charm you with high end finishes throughout. Light Shaker kitchen cabinet... 

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$359,000
Provided courtesy of BEYCOME OF FLORIDA LLC
36 Photos 4606 Chaplin Terrace North Port, FL 34286

4606 Chaplin Terrace
North Port, FL 34286
Port Charlotte Sub 02
Residential

MLS# A4535944 / Active
3 Beds, 2.00 Total Baths, 2 Full Bath, 2180 Sqft
Area: 34286 - North Port/venice, Subdivision: Port Charlotte Sub 02

Your new home in Paradise awaits! Located in the heart of North Port, you will find this Walker Custom pool home that is a rare find! Situated on a... 

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$500,000
Provided courtesy of COLDWELL BANKER REALTY

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MLS IDX data last updated on 05-21-2022 7:25 PM EST.