Many homebuyers have asked, "What the heck is the difference?" Let's quickly break it down.
Getting prequalified for a mortgage loan is a rough estimate of how much you can afford in terms of a loan. It's quick and it gives you a ballpark idea of a price range, but it does not guarantee you a loan or specific loan amount.
On the other hand, getting pre-approved takes your credit, employment, and other important information into account. A preapproval from a mortgage lender is an actual written commitment that says they will finance your loan up to a certain amount.
I've always thought the terms were a little confusing, considering how similar they are. No matter what, if you're looking for a new home, getting prequalified and preapproved is an excellent first step when it comes to looking at properties.
I can help with any other questions that may come up. Send me a message jesse@yourfloridafriend.com and I will be happy to help.
Below are the newest local listings to browse.
| Class | Total Number | Price | Beds | Baths | Age |
|---|---|---|---|---|---|
| Residential | 5530 | $918,863 | 3.1 | 2.3 | 31.3 |
Click Save Search below for new listings by email when listed.
If you would like to sell your property, it is a great time. Our market is hot.
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3939 N 13th Avenue
Saint Petersburg, FL 33713
Corsons Sub
Residential
MLS# T3405652 / Active
Beautiful new renovation. New roof, new a/c, new floors, new hot water heater, new kitchen, new bathroom, new landscaping, newly painted inside and...
5817 W 2nd Avenue
Bradenton, FL 34209
Meadowgreen Sub
Residential
MLS# A4549022 / Active
Professional photos coming soon. Amazing opportunity to own a 3 bedroom, 2 bath, 2 car garage, pool home in West Bradenton... in a non HOA communit...
702 Whitfield Avenue
Sarasota, FL 34243
Whitfield Country Club Estates 1
Residential
MLS# A4548940 / Active
View and submit an offer on this corner-lot, 1950's ""model\ home."" It is a rare find in Whitfield Estates, a master planned community located per...
4720 S Dr Martin Luther King Jr
Saint Petersburg, FL 33705
Lake Maggiore Park Rev
Residential
MLS# U8177914 / Active
A short commute to downtown, and close to everything! Come see this beautiful 2 bedroom, 2 bathroom home with an attached 1 car garage. This solid ...
5942 S Anchorage Way
Saint Petersburg, FL 33712
Cove At Loggerhead Marina
Residential
MLS# U8177949 / Active
HIGHLY desirable end unit located in The Cove at Loggerhead Marina. If you love boating, the beach, or just enjoy being in a location that is conve...
1120 NE Shore Drive UNIT #405
Saint Petersburg, FL 33701
North Shore Normandy Condo
Residential
MLS# U8177941 / Active
New on the Market!! Live in paradise! Welcome to The Normandy. This TOTALLY RENOVATED! WATERFRONT EAST/SOUTH FACING, GAZING OUT TO TAMPA BAY! This ...
1238 Riverscape Street UNIT #1238
Bradenton, FL 34208
Riverside At Tidewater Preserve
Residential
MLS# A4548998 / Active
Dramatic River views paired with the Ultimate in fine Florida living and unrivaled freedom, call Tidewater Preserve home! Ownership here offers mai...
2221 Outer Drive
Sarasota, FL 34231
Las Lomas de Sarasota
Residential
MLS# A4549010 / Active
Absolutely amazing move in ready 3-bedroom 2 bathroom Plus Bonus Room for the perfect Office Space or 4th Bedroom. Dining Room office space present...
6372 S Palma Del Mar Boulevard UNIT #405
Saint Petersburg, FL 33715
Palma Del Mar V
Residential
MLS# T3404636 / Active
Welcome to this beautiful 2 bed 2 bath condo in sought after Palma Del Mar. Palma is located on stunning Isla del Sol and is minutes away from the ...
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